i found an interesting view by a brilliant late Jewish scholar who converted to Christ and lost everything for it.
5 things must be present for these to apply:
1.the person must be well enlightened to the truth or the plan of God in general.
2.one must have been actually justified by faith in Jesus Christ.
-many who have approached this step have not experienced actual justification.but are tentatively justified.

3.one must have been Spirit begotten.
-many who have approached this major step have not been Spirit begotten

4.one must have appreciated the deep things of Gods Word and Plan.be a mature Christian.not a babe or child.
5.one must have appreciated the immense privilege of becoming a king and priest in the next age.
thoughts....
