Some observations...
1. In some passages where those requirements are listed, all the mind is also included in the requirements.
2. Peter told Simon it was because of his thinking was in error.
3. There's a passage that says that even the thought of foolishness is sin.
Some questions:
1. Are you saying 100% of the time, a person must love God with all their heart, mind, soul, strength, and might to 100% of ideal human capacity and their neighbor as themself prior to receiving the Holy Ghost? That such is possible prior to receiving the Spirit?
2. How does one know if they've received the Spirit? How do you know that you have received the Spirit?